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FHA Mortgage Rates

With a downturn in the economy, FHA mortgage interest rates continue to be at an all time low. According to the U.S. Department of Housing and Urban Development, the current 30 year FHA mortgage rates is around 4.5% and has maintained this rate within a quarter of a percent over the entire year. With FHA rates so low, it is considered the perfect time to buy a home.

What are today's FHA Mortgage Rates?

Stop throwing away money renting or leasing your home; this is money that you can never recover or get a return on as an investment. The current FHA mortgage rate is at an all time low, and FHA rates may not get lower at any other time than now, so it's important to act soon.

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FHA loans are popular because it allows for a diverse population of borrowers. Lenders are backed by the government, and therefore, will be able to allow people, who don't traditionally qualify, to take out a mortgage. The current FHA mortgage rate, and the conditions for lending is what attracts many people to the home buying process. FHA mortgage interest rates are also fixed rates, so you will have one steady mortgage payment over the life of the loan.

There are a number of calculators available online to help you determine how much you can afford for a home or to determine what salary is needed in order to cover your monthly mortgage. The process is simple, just input your salary, the potential cost of your home, your other fixed expenses and the FHA loan rates and you will instantly be able to determine what you can afford or what qualifying salary you need to have. These calculators offer an easier way to do the math without having to figure out 28-35% of your gross salary when determining your final costs.

If you have ever been unsure about getting a mortgage, or worried that you didn't have the credit or downpayment needed to obtain one, then now is the time to consider 30 year FHA mortgage rates. The FHA loan rates are simply too low not to think about taking advantage of them soon. Completing this form can connect you with lending institutions that can provide you more information about FHA loans and FHA rates.

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